Life Insurance
Carlton Insurance works with hundreds of carriers to ensure that you receive the most advantageous price for your life insurance needs. There are numerous options from which to choose. The ultimate choice of plans and carriers depends on your unique needs, specific situation, current health, medical history and budget. If you are interested in life insurance, please contact me.
About Life Insurance
There are many reasons to purchase a life insurance policy. The primary reason for most life insurance policyholders is to provide financial security for surviving family members in the event of an early and unexpected death by the wage earner. The payout from a life insurance policy is typically intended to cover mortgage payments, college tuition, and any remaining debt.
Health history is a key determinant of the price paid for life insurance. If you have any family history of heart disease or cancer, we need to focus on particular carriers that will minimize your premium. Each carrier has idiosyncrasies about certain medical conditions. We pay close attention to your health history in choosing the best carrier for your life insurance policy in order to minimize your premium cost.
If you’ve been declined coverage by one insurance carrier, this does not mean you will be declined by others. We’ve placed many life insurance cases with carriers after clients were declined elsewhere, using other agents.
Before purchasing life insurance it is critical to outline your objectives regarding the use of funds. With your goals in mind, Carlton Insurance can assist you in determining the type of life insurance that will meet your needs. Contact me for more information on life insurance.
This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.
